When faced with having to make funeral arrangements, most people have no prior experience in organising such an event, and little knowledge of what to do.
Pre-planning or pre-paying for your funeral can protect your loved ones from unnecessary stress related to making difficult decisions at an emotional time and relieve them from any financial burden.
Our EO James Funeral Directors can alleviate this burden for you by guiding you through the planning process, explaining the products and services available and the costs involved in options such as; Funeral Bonds, Funeral Insurance or simply Pre-Arranging a Funeral.
PRE-ARRANGED FUNERAL
A Pre-Arranged Funeral is one where the family and Funeral Director establish the funeral requisites and services which they may utilise in the future. Information that may be required include: the contact person after your death, important personal information including marriage(s), children and parental details, which will be recorded on a death certificate. Decisions can also be made regarding the location of the funeral service, burial or cremation options, nominated clergy or celebrant to conduct the service, and personal wishes including readings, pallbearers, flowers, donation requests and music. Payment of the funeral is made when the service is conducted.
FUNERAL BONDS
A Funeral Bond is a specialised investment which enables an individual to accumulate funds to meet future funeral expenses. An investment in a Funeral Bond is similar to a life insurance policy, whereby the benefit becomes payable on death. The benefits must be used to meet an individual’s funeral expenses. A Funeral Bond is an investment towards the cost of a funeral and by itself does not guarantee against rising funeral prices.
FUNERAL INSURANCE
Funeral Insurance Policies are designed to meet unexpected funeral costs and are only to be paid upon death. Policies only cover death by accident in the first twelve months. When you first take out funeral insurance it may cost less than a cup of coffee a week, but some premiums rise and accumulate as you age. It’s important that you read the fine print and consider your options before making a commitment. We encourage people to ensure they’re making informed decisions on how to pre-finance their funeral by exploring all the options. Do your research and don’t take just one person’s word for it.